Privacy & Security
Allpointe Mortgage
100 Beecham Drive
Suite 110
Pittsburgh, PA 15205
General Information: 866-255-3535
Email: info@allpointe.com
Your information is important to us.
At ALLPOINTE MORTGAGE, respecting the privacy and security of your personal information is important to us. We know, however, that not everyone who takes his or her privacy seriously is necessarily well versed in "legal or regulatory-ese." There are plenty of legal terms in Allpointe's own privacy policy, which you will find on the following pages. We urge you to read it carefully, and make note of your rights under this policy. We've tried to provide easy-to-understand explanations of the most frequently used legal terms—terms we are required to use to ensure clarity and consistency. We want to make sure that your personal information is protected, and that you understand the policies that protect you. You'll find the same terms used in many companies' privacy policies.
We want you to be aware of:
Our Terms and Conditions. more details >>
Your information on our site. more details >>
Use of Your Information. more details >>
Safeguarding Your Information. more details >>
The Collection of Information. more details >>
Identity Theft. more details >>
Our Terms and Conditions
ALLPOINTE MORTGAGE, LP assumes no liability or responsibility for any errors or omissions in the content of the site. While ALLPOINTE MORTGAGE uses reasonable efforts to include accurate and up-to-date information in the site, ALLPOINTE MORTGAGE makes no warranties or representations as to its accuracy.
Your use of and browsing in the site are at your risk. Neither ALLPOINTE MORTGAGE, any of its agencies, nor any other party involved in creating, producing, or delivering the site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the site. Without limiting the foregoing, everything on the site is provided to you "as is" without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-exclusion of implied warranties, so some of the above exclusions may hot apply to you. ALLPOINTE MORTGAGE also assumes no responsibility, and shall not be liable for, any damages to or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the site or your downloading of any materials, data, text, images, video, or audio from the site.
Images of people or places displayed on the site are either the property of or used with permission by ALLPOINTE MORTGAGE. The use of these images by you, or anyone else authorized by you, is prohibited. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
The trademarks, logos, and service marks (collectively the trademarks'') displayed on the site are registered and unregistered trademarks of ALLPOINTE MORTGAGE and others. Nothing contained on the site should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark displayed on the site without the written permission of ALLPOINTE MORTGAGE or such third party that may own the trademarks displayed on the site. Your use of the trademarks displayed on the site, or any other content on the site, except as provided in these terms and conditions, is strictly prohibited. You are also advised that ALLPOINTE MORTGAGE will aggressively enforce its intellectual property rights to the fullest extent of the law, including, but not limited to, the seeking of criminal prosecution.
These terms and conditions, and your use of this site, shall be governed by the laws of the state of Pennsylvania and the United States of America. You hereby submit and consent to the exclusive jurisdiction of the state and federal courts located in Pennsylvania in connection with any dispute arising out of or related to your use of this site or these terms and conditions.
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Your Information on Our Site
The ALLPOINTE MORTGAGE website logs information when a user accesses our site. Information recorded is a customer identifier, which is a combination of the server's Session ID and the SQL Server's unique identifier in our registration table. We also access the user's browser type and version. This means that a user's session will be tracked, but the user will remain anonymous.
You can browse our site without entering any personal information and therefore remain anonymous during your visit. However, we hope that all of our visitors will eventually apply online with us so that we may assist them with all of their mortgage lending needs. Our form asks users for standard information required to fill out any home loan application.
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Use of Your Information
Information gathered is used to analyze information on what pages users access on our site. This information will be used to improve the value of the content on our website.
Allpointe Mortgage Online Application
For visitors who fill out an application with ALLPOINTE MORTGAGE, the information you provide will be used to determine your eligibility for the various loan products that we offer. The Social Security Number (if secured) will be used to obtain a copy of your credit report.
We do NOT provide any information about you to any third party unless they are directly related to the loan application process, just as a traditional lender would. We do NOT sell e-mail lists to third parties.
Sharing of the Information
For those visitors who apply online with ALLPOINTE MORTGAGE, all the information you supply will be forwarded to one of our mortgage professionals.
Security
When you fill out an application online, your personal information will be scrambled using SSL encryption technology before being sent over the Internet. This makes it virtually impossible for your information to be stolen or intercepted while being transferred through cyberspace. When we receive your application, it is kept encrypted until we're ready to process it.
Links
The ALLPOINTE MORTGAGE website contains links to other websites. Please be aware that our privacy policy does not apply to these linked sites. We encourage you to read the posted privacy statement whenever interacting with any website.
Cookies
Our site uses cookies to provide our visitors with a tailored user experience. With the help of cookies, we can present you with non-affiliated third parties as permitted by law.
We restrict access to non-public personal information about you as a consumer, customer, or former customer to those employees who need to know that information.
Other Issues
ALLPOINTE MORTGAGE believes in fair lending practices. We adhere to The Fair Housing Act and the Equal Credit Opportunity Act in all aspects of the credit process, including the pricing of mortgage loans. Our pricing standards are designed to ensure that loan applications will be priced on a non-discriminatory basis.
Misrepresentation/Fraud Policy Disclosure
ALLPOINTE MORTGAGE does not tolerate any form of fraud, deceit, or misrepresentation, including the failure to provide documentation to verify the accuracy of any and all information provided in order to obtain loan approval. All violators will be prosecuted to the full extent of the law. ALLPOINTE MORTGAGE will notify the appropriate regulators of all violations.
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Safeguarding Your Information
We only grant access to nonpublic personal information about you (such as your name, address, social security number and credit history) to company employees and affiliated and non-affiliated service providers so that they can provide services to you and administer our business.
Our Code of Conduct requires that your information remain confidential. Even if you are no longer our customer, we will continue to treat your nonpublic information in the same way as if you were still a customer. In addition, we maintain physical, electronic and procedural safeguards that comply with federal standards to guard this personal information. Some state laws may further restrict the sharing of your nonpublic personal information.
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The Collection of Information
We collect nonpublic personal information about you from the following sources:
- From you, on forms, via the Internet, by telephone or otherwise. Examples of this type of information include your name, address, social security number, credit history and other financial information.
- From credit reporting agencies, such as information relating to your creditworthiness, your credit score and credit usage.
- From third parties to verify information you have given us.
We may share all the information that we collect, as described above, for the following purposes:
- To provide you with the products and services you requested.
- To comply with reporting and other legal requirements.
- To otherwise conduct business.
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Identity Theft
Identity theft is a serious and growing problem. If someone has fraudulently used your identification to establish credit, report the incident as quickly as possible to each of the credit reporting agencies listed below and ask that a fraud report be placed on you file.
Experian 888-397-3742
Equifax 800-525-6285
Trans Union 800-680-7289
You may also check to see if any additional credit accounts have been opened without your consent or whether unauthorized charges were billed to your accounts. Contact these credit reporting agencies to obtain a copy of your credit report.
Experian 888-397-3742
Equifax 800-685-1111
Trans Union 800-916-8800
Please note that this contact information is being provided as a service to you. ALLPOINTE MORTGAGE is not affiliated with any these services and cannot guarantee their effectiveness.
If you have any questions, concerns or suggestions about our privacy policy, you may
contact us:
By sending an E-mail to:
ComplianceDirector@allpointe.com
By sending a letter to:
ALLPOINTE MORTGAGE
Attn: Compliance Director
100 Beecham Drive
Suite 110
Pittsburgh, PA 15205
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