Popular Loan Options

With our vast array of loan products from our network of lenders Allpointe provides a host of lending options. From traditional fixed and adjustable rate mortgages to "No Money Down Financing," we have a loan package for every borrower in every situation. Just ask and our Mortgage Advisors can find the loan for you.

30-Year Fixed – A traditional fixed-rate loan amortized over 30 years. Borrow up to 100% of the sale price with PMI, or combine this loan with a 20% second mortgage to avoid a PMI payment.

5/1 Interest Only – This option allows you to pay an interest-only payment for a specified number of years. Various fixed terms are available.

2/28 Subprime ARM – This loan is specialized for buyers with lower credit scores. The rate is fixed for the first 24 months, which allows the buyer to improve their credit score so they can lock in at a better rate in the future.

Hard Money Loans

Hard money is a loan in which the borrower receives money based on the value of a piece of property. Designed to be paid back in the short term, as by a subsequent longer-term loan, hard money loans can be a key component in a long-term strategy for real estate borrowers. Allpointe offers financing for complex or challenging real estate situations. We can help you understand all the nuances and conditions of these loans so you can plan for the future. Get more information by filling out our contact form.

We would be happy to answer any questions you have about Hard Money Loans. Just complete the form below and click “Submit”, and a representative will respond to you shortly.