Level up and diversify your employee benefits package
Satisfy diverse employee interests and needs by offering a menu of carefully curated, employee-paid benefits. Provide access to reduced group rates with as few as 3-4 participants. Many of these can be partially employer-paid to provide great value to employees, or simply offered on a fully voluntary basis.
Legal Shield
$21.95/month (payroll deduction)
Key Benefits
- Will/Living Will
- Durable power of attorney
- Family law
- IRS audit services
- 24/7 emergency access
Notes:
- Includes spouse, domestic partner and unmarried children under age 26
- Cost can be split between employer/employee
Identity Shield
$12.95 per employee / $22.95 per family (payroll deduction)
Key Benefits
- Restore stolen identity + online reputation
- Dark web monitoring
- Credit bureau monitoring
- Reimburse stolen funds, including from 401k, HSA
Notes:
- Cost can be split between employer/employee
AFLAC, Beam, Guardian, Unum, others
Age rated pricing (payroll deduction)
Key Benefits
- Supplemental coverage adds on to employer-provided basic life, or standalone
Notes:
- Guarantee-issue amounts (no medical questions) typically available for any size group
Aflac
Age rated pricing (payroll deduction)
Key Benefits
- Helps cover medical deductible, out of pocket costs plus other unforeseen costs like childcare, cost of missing work due to cancer, stroke, heart attack and more
Notes:
- Guarantee-issue amounts (no medical questions) typically available for any size group
AFLAC, Beam, Guardian, Unum, others
Aged rated pricing (payroll deduction)
Key Benefits
- Helps cover medical deductible, out of pocket costs for off-the-job injuries
Notes:
- Employers with a high percentage of blue collar employees may consider paying for this coverage to reduce risk of workes comp claims
Talkspace, Reflect
Wide range of pricing options (direct to consumer purchase)
Key Benefits
- Matching algorithms to connect with licensed therapists; multiple options for traditional, video, phone and asynchronous (text) therapy
Notes:
- Talkspace: 25% discount for employees of Allpointe clients
GymPass
$10 – $17 per employee per month to employer (direct to consumer purchase)
Key Benefits
- Gives employees a collection of health and wellness apps for free, allows them to buy membership to access multiple gyms, classes, personal trainers on a walk-in basis
Notes:
- Up to 3 family members included with monthly cost for each employee
ASPCA
Starting around $25 for Cats, $40 for dogs
(direct to consumer purchase)
Key Benefits
- Community cost-sharing plan reimburses up to $10,000/year in services for dogs and cats
Notes:
- 10% discount for employees of Allpointe clients